Commercial Bank Branches per 100k Adults 2019

Discover the number of commercial bank branches per 100,000 adults in various countries, highlighting financial accessibility.

173 data pointsβ€’β€’Global Coverageβ€’Commercial bank branches | IMF Financial Access Survey via Our World in Dataβ€’

Newer data is available: Commercial Bank Branches per 100k Adults by country 2024 β†’

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Complete Data Rankings

Rank
Actions
1
San Marino flag
San Marino
137.023 branches
2
Luxembourg flag
Luxembourg
64.915 branches
3
Mongolia flag
Mongolia
63.877 branches
4
Bulgaria flag
Bulgaria
60.814 branches
5
Spain flag
Spain
49.543 branches
6
Bolivia flag
Bolivia
44.671 branches
7
Seychelles flag
Seychelles
42.646 branches
8
Saint Kitts and Nevis flag
Saint Kitts and Nevis
42.236 branches
9
Uzbekistan flag
Uzbekistan
41.045 branches
10
Montenegro flag
Montenegro
40.679 branches
11
Italy flag
Italy
39.093 branches
12
Switzerland flag
Switzerland
38.401 branches
13
China, Macao SAR flag
China, Macao SAR
38.29 branches
14
Portugal flag
Portugal
34.651 branches
15
Cabo Verde flag
Cabo Verde
34.218 branches
16
France flag
France
34.026 branches
17
Republic of Moldova flag
Republic of Moldova
33.969 branches
18
Georgia flag
Georgia
33.908 branches
19
Japan flag
Japan
33.742 branches
20
Cyprus flag
Cyprus
33.003 branches
21
United States flag
United States
30.303 branches
22
Iceland flag
Iceland
30.084 branches
23
Belgium flag
Belgium
29.576 branches
24
Bosnia and Herzegovina flag
Bosnia and Herzegovina
29.262 branches
25
Croatia flag
Croatia
29.182 branches
26
Poland flag
Poland
29.034 branches
27
Slovenia flag
Slovenia
27.469 branches
28
Malta flag
Malta
27.318 branches
29
Serbia flag
Serbia
27.186 branches
30
North Macedonia flag
North Macedonia
27.049 branches
31
Lebanon flag
Lebanon
26.452 branches
32
Russia flag
Russia
25.29 branches
33
Guatemala flag
Guatemala
24.999 branches
34
New Zealand flag
New Zealand
24.995 branches
35
Morocco flag
Morocco
24.907 branches
36
Slovakia flag
Slovakia
24.887 branches
37
Australia flag
Australia
24.613 branches
38
Antigua and Barbuda flag
Antigua and Barbuda
24.446 branches
39
Armenia flag
Armenia
24.057 branches
40
Romania flag
Romania
23.789 branches
41
Hungary flag
Hungary
23.635 branches
42
Bahamas flag
Bahamas
23.393 branches
43
Samoa flag
Samoa
22.463 branches
44
Tunisia flag
Tunisia
22.152 branches
45
Vanuatu flag
Vanuatu
21.898 branches
46
Grenada flag
Grenada
21.886 branches
47
Ukraine flag
Ukraine
21.229 branches
48
Marshall Islands flag
Marshall Islands
21.004 branches
49
China, Hong Kong SAR flag
China, Hong Kong SAR
20.78 branches
50
Czech Republic flag
Czech Republic
20.616 branches
51
Panama flag
Panama
20.243 branches
52
Denmark flag
Denmark
20.003 branches
53
Canada flag
Canada
19.75 branches
54
Sao Tome and Principe flag
Sao Tome and Principe
19.681 branches
55
Ireland flag
Ireland
19.542 branches
56
Greece flag
Greece
19.328 branches
57
Costa Rica flag
Costa Rica
19.147 branches
58
Brazil flag
Brazil
19.039 branches
59
Bhutan flag
Bhutan
18.965 branches
60
Albania flag
Albania
18.784 branches
61
Belize flag
Belize
18.727 branches
62
Honduras flag
Honduras
18.423 branches
63
Nepal flag
Nepal
18.27 branches
64
Sri Lanka flag
Sri Lanka
17.62 branches
65
Saint Lucia flag
Saint Lucia
17.389 branches
66
Saint Vincent and the Grenadines flag
Saint Vincent and the Grenadines
17.334 branches
67
Brunei Darussalam flag
Brunei Darussalam
17.075 branches
68
Bahrain flag
Bahrain
17.039 branches
69
Israel flag
Israel
16.811 branches
70
Dominica flag
Dominica
16.407 branches
71
Mauritius flag
Mauritius
16.344 branches
72
Barbados flag
Barbados
16.093 branches
73
Turkey flag
Turkey
15.985 branches
74
Oman flag
Oman
15.845 branches
75
Maldives flag
Maldives
15.705 branches
76
Indonesia flag
Indonesia
15.511 branches
77
South Korea flag
South Korea
15.024 branches
78
Aruba flag
Aruba
14.613 branches
79
Colombia flag
Colombia
14.516 branches
80
India flag
India
14.402 branches
81
Sweden flag
Sweden
14.293 branches
82
Kazakhstan flag
Kazakhstan
14.234 branches
83
Mexico flag
Mexico
13.962 branches
84
State of Palestine flag
State of Palestine
13.786 branches
85
Jordan flag
Jordan
13.567 branches
86
Micronesia (Fed. States of) flag
Micronesia (Fed. States of)
13.548 branches
87
Argentina flag
Argentina
13.341 branches
88
Chile flag
Chile
12.757 branches
89
Mauritania flag
Mauritania
12.347 branches
90
Dominican Republic flag
Dominican Republic
12.191 branches
91
Kuwait flag
Kuwait
12.048 branches
92
Paraguay flag
Paraguay
11.94 branches
93
Austria flag
Austria
11.883 branches
94
Trinidad and Tobago flag
Trinidad and Tobago
11.562 branches
95
Libya flag
Libya
11.51 branches
96
Suriname flag
Suriname
11.106 branches
97
Germany flag
Germany
10.956 branches
98
Thailand flag
Thailand
10.904 branches
99
Fiji flag
Fiji
10.872 branches
100
El Salvador flag
El Salvador
10.718 branches
101
Namibia flag
Namibia
10.536 branches
102
Qatar flag
Qatar
10.423 branches
103
Pakistan flag
Pakistan
10.245 branches
104
United Arab Emirates flag
United Arab Emirates
10.085 branches
105
Lithuania flag
Lithuania
10.015 branches
106
Uruguay flag
Uruguay
9.993 branches
107
Malaysia flag
Malaysia
9.728 branches
108
Latvia flag
Latvia
9.697 branches
109
Ecuador flag
Ecuador
9.643 branches
110
Saudi Arabia flag
Saudi Arabia
9.412 branches
111
Netherlands flag
Netherlands
9.229 branches
112
South Africa flag
South Africa
9.227 branches
113
Botswana flag
Botswana
9.189 branches
114
Bangladesh flag
Bangladesh
9.137 branches
115
Philippines flag
Philippines
9.08 branches
116
Angola flag
Angola
9.026 branches
117
Nicaragua flag
Nicaragua
9.003 branches
118
Estonia flag
Estonia
8.928 branches
119
China flag
China
8.84 branches
120
Djibouti flag
Djibouti
8.725 branches
121
Ghana flag
Ghana
8.576 branches
122
Cambodia flag
Cambodia
8.331 branches
123
Jamaica flag
Jamaica
8.128 branches
124
Guyana flag
Guyana
8.051 branches
125
Kyrgyzstan flag
Kyrgyzstan
7.813 branches
126
Singapore flag
Singapore
7.809 branches
127
Azerbaijan flag
Azerbaijan
7.033 branches
128
Egypt flag
Egypt
6.654 branches
129
Peru flag
Peru
6.63 branches
130
Eswatini flag
Eswatini
6.14 branches
131
Gambia flag
Gambia
6.08 branches
132
Timor-Leste flag
Timor-Leste
6.06 branches
133
Myanmar flag
Myanmar
5.717 branches
134
Equatorial Guinea flag
Equatorial Guinea
5.31 branches
135
Algeria flag
Algeria
5.288 branches
136
Rwanda flag
Rwanda
5.254 branches
137
Togo flag
Togo
5.201 branches
138
Senegal flag
Senegal
5.015 branches
139
Kenya flag
Kenya
4.973 branches
140
Mozambique flag
Mozambique
4.66 branches
141
Mali flag
Mali
4.654 branches
142
CΓ΄te d'Ivoire flag
CΓ΄te d'Ivoire
4.623 branches
143
Tajikistan flag
Tajikistan
4.579 branches
144
Nigeria flag
Nigeria
4.552 branches
145
Finland flag
Finland
4.478 branches
146
Congo flag
Congo
4.232 branches
147
Vietnam flag
Vietnam
4.023 branches
148
Comoros flag
Comoros
3.932 branches
149
Lesotho flag
Lesotho
3.823 branches
150
Iraq flag
Iraq
3.815 branches
151
Benin flag
Benin
3.7 branches
152
Zimbabwe flag
Zimbabwe
3.624 branches
153
Guinea-Bissau flag
Guinea-Bissau
3.613 branches
154
Solomon Islands flag
Solomon Islands
3.585 branches
155
Zambia flag
Zambia
3.131 branches
156
Laos flag
Laos
3.125 branches
157
Liberia flag
Liberia
3.062 branches
158
Burkina Faso flag
Burkina Faso
2.974 branches
159
Burundi flag
Burundi
2.913 branches
160
Sierra Leone flag
Sierra Leone
2.812 branches
161
Haiti flag
Haiti
2.766 branches
162
Tanzania flag
Tanzania
2.675 branches
163
Guinea flag
Guinea
2.624 branches
164
Uganda flag
Uganda
2.616 branches
165
Madagascar flag
Madagascar
2.358 branches
166
Malawi flag
Malawi
2.23 branches
167
Cameroon flag
Cameroon
2.198 branches
168
Afghanistan flag
Afghanistan
2.042 branches
169
Niger flag
Niger
1.611 branches
170
South Sudan flag
South Sudan
1.547 branches
171
Papua New Guinea flag
Papua New Guinea
1.457 branches
172
Chad flag
Chad
0.82 branches
173
Congo, Democratic Republic of the flag
Congo, Democratic Republic of the
0.629 branches

↑Top 10 Countries

  1. #1San Marino flagSan Marino
  2. #2Luxembourg flagLuxembourg
  3. #3Mongolia flagMongolia
  4. #4Bulgaria flagBulgaria
  5. #5Spain flagSpain
  6. #6Bolivia flagBolivia
  7. #7Seychelles flagSeychelles
  8. #8Saint Kitts and Nevis flagSaint Kitts and Nevis
  9. #9Uzbekistan flagUzbekistan
  10. #10Montenegro flagMontenegro

Analysis: These countries represent the highest values in this dataset, showcasing significant scale and impact on global statistics.

↓Bottom 10 Countries

  1. #173Congo, Democratic Republic of the flagCongo, Democratic Republic of the
  2. #172Chad flagChad
  3. #171Papua New Guinea flagPapua New Guinea
  4. #170South Sudan flagSouth Sudan
  5. #169Niger flagNiger
  6. #168Afghanistan flagAfghanistan
  7. #167Cameroon flagCameroon
  8. #166Malawi flagMalawi
  9. #165Madagascar flagMadagascar
  10. #164Uganda flagUganda

Context: These countries or territories have the lowest values, often due to geographic size, administrative status, or specific characteristics.

Insights by country

1

Brunei Darussalam

In 2019, Brunei Darussalam ranked #67 globally with 17.075367 branches of commercial banks per 100k adults. This figure is relatively low compared to many developed nations, reflecting a more concentrated banking sector. The country's small population and wealth, driven by oil and gas revenues, contribute to a banking landscape that prioritizes efficiency over widespread branch networks.

2

Cambodia

In 2019, Cambodia ranked #122 globally with 8.331303 branches per 100k Adults for Commercial Bank Branches. This figure is below the global average and reflects a developing banking infrastructure compared to regional neighbors like Thailand, which has a significantly higher number of branches. Key drivers of this statistic include Cambodia's rapid economic growth, which has not yet fully translated into banking accessibility, and a younger population that is increasingly engaging with digital financial services.

3

Sri Lanka

Sri Lanka ranked #64 globally with 17.62026 branches per 100k Adults in 2019. This figure is notably lower than the global average, indicating a modest banking infrastructure compared to countries with more developed financial systems. The relatively low number of commercial bank branches can be attributed to Sri Lanka's ongoing economic challenges and a focus on digital banking solutions, which have gained traction in urban areas.

4

Bahamas

In 2019, the Bahamas ranked #42 globally with 23.39307 branches of commercial banks per 100k adults. This figure is notably higher than the global average, reflecting the country's robust financial services sector. The high number of bank branches is driven by the Bahamas' status as a major offshore financial center, attracting international business and tourism, which boosts demand for banking services.

5

Azerbaijan

Azerbaijan ranked #127 globally with 7.0329847 branches of commercial banks per 100k adults in 2019. This figure is notably lower than the global average, reflecting the country's developing banking infrastructure. Contributing factors include a relatively small population and ongoing economic reforms aimed at increasing financial inclusion and competitiveness in the banking sector.

6

Bhutan

In 2019, Bhutan ranked #59 globally with 18.964994 branches per 100k Adults for Commercial Bank Branches. This figure is relatively low compared to the global average, indicating limited access to banking services in comparison to countries with higher financial infrastructure. The concentration of bank branches in urban areas, coupled with Bhutan's small population and mountainous geography, contributes to this statistic, as rural communities often face challenges in accessing banking facilities.

7

Benin

In 2019, Benin ranked #151 globally with 3.7001853 branches of commercial banks per 100k adults. This figure is significantly lower than the global average, indicating limited access to banking services compared to more developed nations.

The low number of bank branches can be attributed to Benin's developing economy, where financial inclusion remains a challenge due to factors such as limited infrastructure and a high proportion of the population engaged in informal sectors. Additionally, government efforts to enhance banking access have yet to yield substantial improvements in branch density.

8

Congo, Democratic Republic of the

Congo, Democratic Republic of the ranked #173 with 0.6293274 branches of Commercial Bank Branches per 100k Adults in 2019. This figure places it at the bottom of the global scale, with no other country reporting fewer branches per capita. The lack of commercial bank branches is primarily driven by ongoing economic challenges, limited infrastructure, and a significant informal economy that hampers formal banking access.

9

Burundi

In 2019, Burundi ranked #159 globally with 2.913486 branches per 100k Adults for Commercial Bank Branches. This figure is significantly lower than the global average, reflecting limited access to banking services in the country. Contributing factors include Burundi's underdeveloped financial infrastructure and economic challenges, which hinder the establishment of banking institutions and limit financial inclusion for its population.

10

Afghanistan

In 2019, Afghanistan ranked #168 globally with 2.0416758 Commercial Bank Branches per 100k Adults. This figure is significantly lower than many neighboring countries, reflecting limited access to banking services in the region. Contributing factors include ongoing conflict, economic instability, and a lack of infrastructure, which hinder the establishment and operation of financial institutions.

Analysis & Context

In 2019, San Marino led the world with the highest number of Commercial Bank Branches per 100k Adults, boasting a remarkable 137.02 branches. This year saw a global range from a minimum of 0.63 branches in the Democratic Republic of the Congo to San Marino's maximum, illustrating significant disparities in financial accessibility across countries. The global average stood at 16.68 branches, offering a benchmark for understanding financial infrastructure worldwide.

Economic Prosperity and Banking Density

One of the most striking patterns is the correlation between economic prosperity and the density of bank branches. San Marino, with its exceptionally high number of branches, reflects its status as a wealthy microstate with a robust financial sector. Similarly, Luxembourg and Monaco, known for their affluent economies, have 64.91 and 63.88 branches per 100k adults, respectively. These countries benefit from strong economies and a high demand for banking services, driven by both local and international financial activities. In contrast, countries with lower economic development, such as the Democratic Republic of the Congo and Chad, have fewer than 1 branch per 100k adults, reflecting limited financial infrastructure and access.

Geographical and Demographic Influences

Geography and demographics play crucial roles in shaping the banking landscape. For instance, Mongolia, despite its vast geographic expanse, has a surprisingly high branch density of 63.88. This may be attributed to targeted policies aimed at increasing financial access in rural areas. On the other hand, countries with challenging terrains and dispersed populations, such as Papua New Guinea with 1.46 branches, struggle with banking accessibility. Demographic factors, such as urbanization rates, also influence these numbers. Countries like Spain (with 49.54 branches) benefit from higher urbanization, which supports a denser network of bank branches.

Policy and Regulatory Impact

Government policies and regulatory environments significantly impact the number of bank branches. Bulgaria experienced a notable increase, reaching 60.81 branches due to regulatory frameworks that encouraged banking expansion. Uzbekistan saw a similar increase, with 41.04 branches, driven by reforms aimed at financial inclusion. Conversely, San Marino faced a substantial decrease of -38.16 branches, reflecting potential regulatory tightening or shifts in banking strategies.

Year-over-Year Dynamics

Analyzing year-over-year changes reveals dynamic shifts in the banking sector. Hungary showed the most significant increase with a rise of 9.31 branches (a 65.0% increase), possibly due to economic recovery and expansion initiatives. In contrast, Cyprus and Spain experienced significant decreases, with reductions of -6.12 and -5.58 branches, respectively. These declines might be linked to banking consolidations or economic challenges, reflecting broader trends of branch closures in response to digital banking advancements.

Overall, the 2019 data on Commercial Bank Branches per 100k Adults underscores the profound impact of economic conditions, geographic factors, and regulatory environments on financial accessibility. As digital banking continues to evolve, these figures may shift, highlighting the ongoing need for adaptable financial strategies worldwide.

Frequently Asked Questions About Commercial Bank Branches per 100k Adults in 2019

Which country had the highest number of commercial bank branches per 100,000 adults in 2019?

San Marino had the highest number of commercial bank branches per 100,000 adults in 2019, with 137 branches.

Which country had the lowest number of commercial bank branches per 100,000 adults in 2019?

The Democratic Republic of the Congo had the lowest number of commercial bank branches per 100,000 adults in 2019, with 0.63 branches.

What was the average number of commercial bank branches per 100,000 adults across all countries in 2019?

The average number of commercial bank branches per 100,000 adults across all countries in 2019 was 16.68 branches.

What was the median number of commercial bank branches per 100,000 adults in 2019?

The median number of commercial bank branches per 100,000 adults in 2019 was 13.34 branches.

How many countries were included in the dataset for commercial bank branches per 100,000 adults in 2019?

The dataset included 173 countries for the number of commercial bank branches per 100,000 adults in 2019.

Which countries were in the top 3 for the number of commercial bank branches per 100,000 adults in 2019?

The top 3 countries for the number of commercial bank branches per 100,000 adults in 2019 were San Marino with 137 branches, Luxembourg with 64.91 branches, and Mongolia with 63.88 branches.

Data Source

Commercial bank branches | IMF Financial Access Survey via Our World in Data

Data produced by IMF Financial Access Survey, compiled and published by Our World in Data as "Commercial bank branches".

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Historical Data by Year

Explore Commercial Bank Branches per 100k Adults data across different years. Compare trends and see how statistics have changed over time.