Commercial Bank Branches per 100k Adults 2011

Discover the number of commercial bank branches per 100,000 adults in various countries, highlighting financial accessibility.

184 data points••Global Coverage•Commercial bank branches | IMF Financial Access Survey via Our World in Data•

Newer data is available: Commercial Bank Branches per 100k Adults by country 2024 →

Highest
San Marino
249.73 branches
Lowest
Congo
0.51 branches
Median country
15.04 branches
Countries with data
184

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Complete Data Rankings

Rank
Actions
1
San Marino flag
San Marino
249.729 branches
2
Spain flag
Spain
88.489 branches
3
Luxembourg flag
Luxembourg
85.908 branches
4
Mongolia flag
Mongolia
65.311 branches
5
Portugal flag
Portugal
64.133 branches
6
Bulgaria flag
Bulgaria
59.92 branches
7
Italy flag
Italy
57.341 branches
8
Saint Kitts and Nevis flag
Saint Kitts and Nevis
55.162 branches
9
Cyprus flag
Cyprus
53.875 branches
10
Republic of Moldova flag
Republic of Moldova
53.424 branches
11
Iceland flag
Iceland
52.266 branches
12
Ukraine flag
Ukraine
51.432 branches
13
Switzerland flag
Switzerland
50.313 branches
14
Seychelles flag
Seychelles
47.027 branches
15
Uzbekistan flag
Uzbekistan
46.422 branches
16
Belgium flag
Belgium
43.528 branches
17
Malta flag
Malta
41.498 branches
18
France flag
France
41.423 branches
19
Montenegro flag
Montenegro
40.203 branches
20
Greece flag
Greece
39.48 branches
21
Denmark flag
Denmark
38.713 branches
22
Serbia flag
Serbia
38.484 branches
23
Slovenia flag
Slovenia
38.357 branches
24
Russia flag
Russia
36.821 branches
25
China, Macao SAR flag
China, Macao SAR
36.503 branches
26
Antigua and Barbuda flag
Antigua and Barbuda
36.197 branches
27
Croatia flag
Croatia
35.788 branches
28
Romania flag
Romania
35.244 branches
29
Bahamas flag
Bahamas
35.205 branches
30
United States flag
United States
34.936 branches
31
Guatemala flag
Guatemala
34.45 branches
32
New Zealand flag
New Zealand
34.025 branches
33
Japan flag
Japan
33.894 branches
34
Latvia flag
Latvia
32.779 branches
35
Poland flag
Poland
32.574 branches
36
Bosnia and Herzegovina flag
Bosnia and Herzegovina
31.626 branches
37
Australia flag
Australia
30.393 branches
38
Grenada flag
Grenada
30.368 branches
39
Cabo Verde flag
Cabo Verde
29.585 branches
40
Iran flag
Iran
28.004 branches
41
Sao Tome and Principe flag
Sao Tome and Principe
27.848 branches
42
Ireland flag
Ireland
27.096 branches
43
Lebanon flag
Lebanon
26.621 branches
44
North Macedonia flag
North Macedonia
26.332 branches
45
Slovakia flag
Slovakia
26.021 branches
46
Belize flag
Belize
24.345 branches
47
Canada flag
Canada
24.188 branches
48
United Kingdom flag
United Kingdom
24.113 branches
49
Albania flag
Albania
23.942 branches
50
China, Hong Kong SAR flag
China, Hong Kong SAR
23.884 branches
51
Georgia flag
Georgia
23.757 branches
52
Bolivia flag
Bolivia
23.58 branches
53
Czech Republic flag
Czech Republic
23.348 branches
54
Costa Rica flag
Costa Rica
23.138 branches
55
Brunei Darussalam flag
Brunei Darussalam
22.759 branches
56
Panama flag
Panama
22.743 branches
57
Dominica flag
Dominica
22.591 branches
58
Israel flag
Israel
22.072 branches
59
Saint Lucia flag
Saint Lucia
22.065 branches
60
Morocco flag
Morocco
21.954 branches
61
Sweden flag
Sweden
21.741 branches
62
Mauritius flag
Mauritius
21.41 branches
63
Netherlands flag
Netherlands
21.332 branches
64
Oman flag
Oman
20.843 branches
65
Saint Vincent and the Grenadines flag
Saint Vincent and the Grenadines
20.789 branches
66
Tonga flag
Tonga
20.785 branches
67
Aruba flag
Aruba
20.776 branches
68
Vanuatu flag
Vanuatu
20.586 branches
69
Barbados flag
Barbados
20.38 branches
70
Honduras flag
Honduras
19.39 branches
71
Brazil flag
Brazil
19.384 branches
72
Marshall Islands flag
Marshall Islands
19.179 branches
73
Lithuania flag
Lithuania
19.039 branches
74
Armenia flag
Armenia
18.961 branches
75
Bahrain flag
Bahrain
18.287 branches
76
South Korea flag
South Korea
18.259 branches
77
Turkey flag
Turkey
17.761 branches
78
Samoa flag
Samoa
17.51 branches
79
Estonia flag
Estonia
17.371 branches
80
Finland flag
Finland
17.023 branches
81
Chile flag
Chile
17.014 branches
82
Venezuela flag
Venezuela
16.891 branches
83
Tunisia flag
Tunisia
16.835 branches
84
Bhutan flag
Bhutan
16.636 branches
85
Jordan flag
Jordan
16.502 branches
86
Hungary flag
Hungary
16.41 branches
87
Kuwait flag
Kuwait
16.017 branches
88
Germany flag
Germany
15.869 branches
89
Qatar flag
Qatar
15.775 branches
90
Sri Lanka flag
Sri Lanka
15.461 branches
91
United Arab Emirates flag
United Arab Emirates
15.297 branches
92
Austria flag
Austria
15.148 branches
93
Colombia flag
Colombia
14.935 branches
94
Mexico flag
Mexico
14.531 branches
95
Micronesia (Fed. States of) flag
Micronesia (Fed. States of)
14.378 branches
96
Indonesia flag
Indonesia
14.29 branches
97
Uruguay flag
Uruguay
13.721 branches
98
Argentina flag
Argentina
12.939 branches
99
Namibia flag
Namibia
12.877 branches
100
Ecuador flag
Ecuador
12.639 branches
101
Trinidad and Tobago flag
Trinidad and Tobago
12.538 branches
102
El Salvador flag
El Salvador
11.759 branches
103
Maldives flag
Maldives
11.754 branches
104
State of Palestine flag
State of Palestine
11.305 branches
105
Libya flag
Libya
11.282 branches
106
Thailand flag
Thailand
11.189 branches
107
Malaysia flag
Malaysia
11.067 branches
108
Suriname flag
Suriname
10.794 branches
109
Norway flag
Norway
10.718 branches
110
Dominican Republic flag
Dominican Republic
10.646 branches
111
Fiji flag
Fiji
10.553 branches
112
India flag
India
10.445 branches
113
Paraguay flag
Paraguay
10.288 branches
114
South Africa flag
South Africa
9.976 branches
115
Azerbaijan flag
Azerbaijan
9.944 branches
116
Singapore flag
Singapore
9.595 branches
117
Saudi Arabia flag
Saudi Arabia
9.011 branches
118
Botswana flag
Botswana
8.48 branches
119
Angola flag
Angola
8.07 branches
120
Pakistan flag
Pakistan
7.903 branches
121
Bangladesh flag
Bangladesh
7.897 branches
122
Philippines flag
Philippines
7.633 branches
123
Guyana flag
Guyana
7.442 branches
124
Nicaragua flag
Nicaragua
7.318 branches
125
Nepal flag
Nepal
7.181 branches
126
Kyrgyzstan flag
Kyrgyzstan
7.151 branches
127
Peru flag
Peru
7.083 branches
128
Eswatini flag
Eswatini
6.82 branches
129
Gambia flag
Gambia
6.603 branches
130
Tajikistan flag
Tajikistan
6.136 branches
131
Jamaica flag
Jamaica
6.134 branches
132
Nigeria flag
Nigeria
6.124 branches
133
Zimbabwe flag
Zimbabwe
6.066 branches
134
Kiribati flag
Kiribati
5.681 branches
135
Rwanda flag
Rwanda
5.478 branches
136
Ghana flag
Ghana
5.44 branches
137
Algeria flag
Algeria
5.152 branches
138
Gabon flag
Gabon
4.999 branches
139
Kenya flag
Kenya
4.986 branches
140
Iraq flag
Iraq
4.855 branches
141
Egypt flag
Egypt
4.649 branches
142
Djibouti flag
Djibouti
4.608 branches
143
Mauritania flag
Mauritania
4.581 branches
144
Senegal flag
Senegal
4.51 branches
145
Cambodia flag
Cambodia
4.213 branches
146
Togo flag
Togo
4.161 branches
147
Mali flag
Mali
3.989 branches
148
Solomon Islands flag
Solomon Islands
3.974 branches
149
Syrian Arab Republic flag
Syrian Arab Republic
3.948 branches
150
Côte d'Ivoire flag
Côte d'Ivoire
3.936 branches
151
Zambia flag
Zambia
3.919 branches
152
Timor-Leste flag
Timor-Leste
3.834 branches
153
Mozambique flag
Mozambique
3.708 branches
154
Vietnam flag
Vietnam
3.594 branches
155
Liberia flag
Liberia
3.554 branches
156
Lesotho flag
Lesotho
3.442 branches
157
Kazakhstan flag
Kazakhstan
3.282 branches
158
Benin flag
Benin
3.083 branches
159
Sudan flag
Sudan
3.053 branches
160
Sierra Leone flag
Sierra Leone
2.72 branches
161
Haiti flag
Haiti
2.673 branches
162
Equatorial Guinea flag
Equatorial Guinea
2.609 branches
163
Laos flag
Laos
2.512 branches
164
Uganda flag
Uganda
2.477 branches
165
Afghanistan flag
Afghanistan
2.396 branches
166
Burundi flag
Burundi
2.355 branches
167
Guinea-Bissau flag
Guinea-Bissau
2.292 branches
168
Comoros flag
Comoros
2.284 branches
169
Tanzania flag
Tanzania
2.118 branches
170
Burkina Faso flag
Burkina Faso
2.02 branches
171
Ethiopia flag
Ethiopia
1.874 branches
172
Cameroon flag
Cameroon
1.79 branches
173
Myanmar flag
Myanmar
1.689 branches
174
Yemen flag
Yemen
1.652 branches
175
Papua New Guinea flag
Papua New Guinea
1.602 branches
176
Guinea flag
Guinea
1.549 branches
177
Madagascar flag
Madagascar
1.47 branches
178
Niger flag
Niger
1.232 branches
179
Malawi flag
Malawi
1.071 branches
180
Central African Republic flag
Central African Republic
0.939 branches
181
South Sudan flag
South Sudan
0.706 branches
182
Chad flag
Chad
0.658 branches
183
Congo, Democratic Republic of the flag
Congo, Democratic Republic of the
0.572 branches
184
Congo flag
Congo
0.512 branches

↑Top 10 Countries

  1. #1San Marino flagSan Marino
  2. #2Spain flagSpain
  3. #3Luxembourg flagLuxembourg
  4. #4Mongolia flagMongolia
  5. #5Portugal flagPortugal
  6. #6Bulgaria flagBulgaria
  7. #7Italy flagItaly
  8. #8Saint Kitts and Nevis flagSaint Kitts and Nevis
  9. #9Cyprus flagCyprus
  10. #10Republic of Moldova flagRepublic of Moldova

Analysis: These countries represent the highest values in this dataset, showcasing significant scale and impact on global statistics.

↓Bottom 10 Countries

  1. #184Congo flagCongo
  2. #183Congo, Democratic Republic of the flagCongo, Democratic Republic of the
  3. #182Chad flagChad
  4. #181South Sudan flagSouth Sudan
  5. #180Central African Republic flagCentral African Republic
  6. #179Malawi flagMalawi
  7. #178Niger flagNiger
  8. #177Madagascar flagMadagascar
  9. #176Guinea flagGuinea
  10. #175Papua New Guinea flagPapua New Guinea

Context: These countries or territories have the lowest values, often due to geographic size, administrative status, or specific characteristics.

Insights by country

1

Guinea

In 2011, Guinea ranked #176 globally with 1.5485142 branches of commercial banks per 100k adults. This figure is significantly lower than the global average, indicating limited access to banking services in the country. Contributing factors include Guinea's underdeveloped financial infrastructure, economic challenges, and a high proportion of the population living in rural areas, which further restricts banking outreach.

2

Finland

In 2011, Finland ranked #80 globally with 17.022507 branches of commercial banks per 100k adults. This figure is relatively low compared to other Nordic countries, which typically have higher branch densities due to smaller populations and extensive banking networks. The concentration of bank branches in urban areas and Finland's robust digital banking infrastructure have contributed to this statistic, as many consumers prefer online banking services over traditional branch visits.

3

Honduras

In 2011, Honduras ranked #70 globally with 19.38986 Commercial Bank Branches per 100k Adults. This figure is lower than the regional average in Central America, indicating limited access to banking services compared to its neighbors. Contributing factors include a relatively underdeveloped financial infrastructure and economic challenges that hindered investment in banking facilities.

4

Afghanistan

In 2011, Afghanistan ranked #165 globally with 2.3957222 Commercial Bank Branches per 100k Adults. This figure is significantly lower than many neighboring countries, reflecting a challenging financial infrastructure. The limited number of bank branches can be attributed to ongoing conflict, economic instability, and a lack of investment in the banking sector, which hampers access to financial services for the population.

5

Timor-Leste

In 2011, Timor-Leste ranked #152 globally with 3.8338678 Commercial Bank Branches per 100k Adults. This figure is significantly lower than the global average, indicating limited access to banking services compared to many other countries. Contributing factors include the country's nascent financial sector, which is still developing following its independence, and a relatively small population spread across a challenging geographic landscape that hampers branch establishment.

6

Comoros

In 2011, Comoros ranked #168 globally with 2.2844148 Commercial Bank Branches per 100k Adults. This figure is significantly lower than the global average, reflecting the challenges faced by the country's banking sector. Limited economic development, a small population, and geographic isolation contribute to the scarcity of financial institutions in Comoros, hindering access to banking services for many residents.

7

Slovakia

In 2011, Slovakia ranked #45 globally with 26.020807 branches per 100k Adults in terms of Commercial Bank Branches. This figure is relatively low compared to Western European countries, where branch densities are typically higher due to more extensive banking networks.

The number of bank branches in Slovakia is influenced by its developing financial sector and the concentration of banking services in urban areas, reflecting ongoing economic transitions since its independence. Additionally, the country's regulatory environment and banking policies have shaped the accessibility and distribution of financial services across its population.

8

Malta

In 2011, Malta ranked #17 globally with 41.498463 branches per 100k Adults for Commercial Bank Branches. This figure is notably higher than the global average, indicating a robust banking presence relative to many other countries. The high number of bank branches can be attributed to Malta's strategic location in the Mediterranean, which fosters a vibrant financial services sector, alongside a relatively small population that supports localized banking services.

9

Hungary

In 2011, Hungary ranked #86 globally with 16.40974 Commercial Bank Branches per 100k Adults. This figure is relatively low compared to the European average, indicating a less developed banking infrastructure. Factors contributing to this statistic include Hungary's transitional economy and the concentration of banking services in urban areas, which limits access for rural populations.

10

Venezuela

In 2011, Venezuela ranked #82 globally with 16.890593 branches per 100k Adults for Commercial Bank Branches. This figure is notably lower than the global average, reflecting challenges in the banking sector. The country's economic instability, driven by fluctuating oil prices and government policies, has limited the expansion of commercial banking services, impacting accessibility for the adult population.

Analysis & Context

In 2011, San Marino led the world in Commercial Bank Branches per 100k Adults with an impressive figure of 249.73. The global range for this metric varied significantly, from a low of 0.51 in the Congo to San Marino's high. The global average stood at 19.56 branches per 100,000 adults, providing a benchmark for financial accessibility worldwide.

High Density of Banking: European Leaders

Europe dominated the upper echelons of the rankings for Commercial Bank Branches per 100k Adults in 2011, reflecting a well-established financial infrastructure. San Marino topped the list, while countries like Spain (88.49), Luxembourg (85.91), and Portugal (64.13) also featured prominently. This high density can be attributed to several factors, including mature banking sectors, a high level of urbanization, and strong consumer demand for banking services. The presence of international financial centers in countries like Luxembourg further boosts the number of branches, catering not just to local populations but also to global financial activities.

Financial Deserts: The African Context

A stark contrast is seen in African nations, where financial infrastructure remains underdeveloped. Congo (0.51), the Democratic Republic of the Congo (0.57), and Chad (0.66) are at the bottom of the list. These figures highlight challenges such as political instability, low levels of financial literacy, and limited economic resources that hinder the expansion of banking services. The sparse distribution of branches limits access to financial services, impacting economic growth and financial inclusion. Efforts to improve financial accessibility in these regions often focus on mobile banking and digital financial services as alternatives to physical branches.

Year-over-Year Shifts: Movers and Shakers

Analyzing the year-over-year changes in branch density reveals dynamic shifts in certain countries. Mongolia experienced the most significant increase, with an addition of 11.09 branches, marking a 20.5% increase. This growth reflects Mongolia's rapid economic development and efforts to enhance financial accessibility. Similarly, Uzbekistan saw a rise of 7.10 branches (18.1%), and Indonesia experienced an 81.7% increase with 6.43 new branches, driven by expanding economies and financial sector reforms.

Conversely, Bulgaria saw the most considerable decrease, shedding 31.93 branches, a decline of 34.8%. This reduction could be linked to banking sector consolidation and the aftermath of the global financial crisis, which prompted many European banks to streamline operations. Saint Kitts and Nevis and Lithuania also recorded significant decreases, with drops of 11.60 (17.4%) and 10.07 (34.6%) branches, respectively, possibly due to similar economic or regulatory adjustments.

Implications of Branch Density on Financial Accessibility

The number of Commercial Bank Branches per 100k Adults is a critical indicator of financial accessibility, impacting economic participation and growth. High branch density in countries like San Marino and Luxembourg suggests robust financial inclusion, supporting consumer convenience and business operations. In contrast, low-density figures in countries such as Congo and Chad highlight significant barriers to accessing financial services, which can impede economic development and exacerbate poverty. As global economies continue to evolve, the expansion of digital banking solutions may offer a pathway to enhance financial access in regions with fewer physical branches.

Frequently Asked Questions About Commercial Bank Branches per 100k Adults in 2011

Which country had the highest number of commercial bank branches per 100,000 adults in 2011?

San Marino had the highest number of commercial bank branches per 100,000 adults in 2011, with 250 branches.

What was the lowest number of commercial bank branches per 100,000 adults in 2011?

Congo had the lowest number of commercial bank branches per 100,000 adults in 2011, with 0.51 branches.

What was the average number of commercial bank branches per 100,000 adults in 2011?

The average number of commercial bank branches per 100,000 adults in 2011 was 19.56 branches.

What was the median number of commercial bank branches per 100,000 adults in 2011?

The median number of commercial bank branches per 100,000 adults in 2011 was 15.04 branches.

Which countries were in the top 10 for commercial bank branches per 100,000 adults in 2011?

The top 10 countries in 2011 for commercial bank branches per 100,000 adults were San Marino, Spain, Luxembourg, Mongolia, Portugal, Bulgaria, Italy, Saint Kitts and Nevis, Cyprus, and the Republic of Moldova.

Which countries were in the bottom 10 for commercial bank branches per 100,000 adults in 2011?

The bottom 10 countries in 2011 for commercial bank branches per 100,000 adults were Congo, Congo (Democratic Republic of the), Chad, South Sudan, Central African Republic, Malawi, Niger, Madagascar, Guinea, and Papua New Guinea.

Data Source

Commercial bank branches | IMF Financial Access Survey via Our World in Data

Data produced by IMF Financial Access Survey, compiled and published by Our World in Data as "Commercial bank branches".

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Historical Data by Year

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