ATMs per 100,000 Adults 2015

ATMs per 100,000 adults measures access to banking services; higher values indicate better financial inclusion.

183 data points••Global Coverage•Automated teller machines (ATMs) | Financial Access Survey - IMF via Our World in Data•

Newer data is available: ATMs per 100,000 Adults by country 2024 →

Highest
South Korea
275.82 ATMs
Lowest
Central African Republic
0.89 ATMs
Median country
40.35 ATMs
Countries with data
183

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Complete Data Rankings

Rank
Actions
1
South Korea flag
South Korea
275.824 ATMs
2
China, Macao SAR flag
China, Macao SAR
232.435 ATMs
3
Canada flag
Canada
222.119 ATMs
4
San Marino flag
San Marino
207.232 ATMs
5
Austria flag
Austria
183.664 ATMs
6
Portugal flag
Portugal
173.854 ATMs
7
Russia flag
Russia
172.044 ATMs
8
Belgium flag
Belgium
170.436 ATMs
9
Australia flag
Australia
163.927 ATMs
10
United Kingdom flag
United Kingdom
131.862 ATMs
11
Japan flag
Japan
127.436 ATMs
12
Croatia flag
Croatia
124.639 ATMs
13
Germany flag
Germany
122.295 ATMs
14
Peru flag
Peru
122.176 ATMs
15
Spain flag
Spain
116.958 ATMs
16
Brazil flag
Brazil
116.539 ATMs
17
Aruba flag
Aruba
115.604 ATMs
18
Thailand flag
Thailand
114.519 ATMs
19
Bahamas flag
Bahamas
113.725 ATMs
20
Luxembourg flag
Luxembourg
108.571 ATMs
21
France flag
France
107.088 ATMs
22
Saint Kitts and Nevis flag
Saint Kitts and Nevis
107.029 ATMs
23
Israel flag
Israel
102.057 ATMs
24
Switzerland flag
Switzerland
98.784 ATMs
25
Italy flag
Italy
97.043 ATMs
26
Slovenia flag
Slovenia
96.152 ATMs
27
Bulgaria flag
Bulgaria
93.399 ATMs
28
Ireland flag
Ireland
91.415 ATMs
29
Ukraine flag
Ukraine
85.733 ATMs
30
Turkey flag
Turkey
81.065 ATMs
31
Brunei Darussalam flag
Brunei Darussalam
77.789 ATMs
32
Saudi Arabia flag
Saudi Arabia
77.089 ATMs
33
China flag
China
76.898 ATMs
34
Antigua and Barbuda flag
Antigua and Barbuda
76.606 ATMs
35
Montenegro flag
Montenegro
75.922 ATMs
36
Iceland flag
Iceland
73.481 ATMs
37
Estonia flag
Estonia
72.505 ATMs
38
Mongolia flag
Mongolia
72.434 ATMs
39
United Arab Emirates flag
United Arab Emirates
72.367 ATMs
40
Georgia flag
Georgia
70.526 ATMs
41
Kazakhstan flag
Kazakhstan
69.926 ATMs
42
New Zealand flag
New Zealand
68.993 ATMs
43
Romania flag
Romania
68.761 ATMs
44
Poland flag
Poland
68.659 ATMs
45
Panama flag
Panama
67.887 ATMs
46
North Macedonia flag
North Macedonia
66.93 ATMs
47
South Africa flag
South Africa
66.252 ATMs
48
Seychelles flag
Seychelles
65.349 ATMs
49
Iran flag
Iran
63.947 ATMs
50
Qatar flag
Qatar
63.692 ATMs
51
Latvia flag
Latvia
63.029 ATMs
52
Costa Rica flag
Costa Rica
61.272 ATMs
53
Northern Mariana Islands flag
Northern Mariana Islands
60.665 ATMs
54
Slovakia flag
Slovakia
59.558 ATMs
55
Armenia flag
Armenia
58.994 ATMs
56
Singapore flag
Singapore
58.08 ATMs
57
Hungary flag
Hungary
57.544 ATMs
58
Argentina flag
Argentina
57.455 ATMs
59
Greece flag
Greece
57.2 ATMs
60
Kuwait flag
Kuwait
56.964 ATMs
61
Namibia flag
Namibia
56.518 ATMs
62
Palau flag
Palau
56.517 ATMs
63
Belarus flag
Belarus
55.653 ATMs
64
Uruguay flag
Uruguay
55.538 ATMs
65
Malta flag
Malta
55.38 ATMs
66
Chile flag
Chile
55.201 ATMs
67
Mexico flag
Mexico
53.496 ATMs
68
Malaysia flag
Malaysia
53.113 ATMs
69
Indonesia flag
Indonesia
51.927 ATMs
70
Denmark flag
Denmark
51.863 ATMs
71
Czech Republic flag
Czech Republic
50.955 ATMs
72
Bosnia and Herzegovina flag
Bosnia and Herzegovina
50.031 ATMs
73
China, Hong Kong SAR flag
China, Hong Kong SAR
49.614 ATMs
74
Netherlands flag
Netherlands
49.598 ATMs
75
Lithuania flag
Lithuania
48.92 ATMs
76
Cyprus flag
Cyprus
48.213 ATMs
77
Venezuela flag
Venezuela
47.507 ATMs
78
Cabo Verde flag
Cabo Verde
46.305 ATMs
79
Norway flag
Norway
45.821 ATMs
80
Suriname flag
Suriname
45.807 ATMs
81
Saint Lucia flag
Saint Lucia
45.524 ATMs
82
Mauritius flag
Mauritius
45.283 ATMs
83
Fiji flag
Fiji
45.174 ATMs
84
Serbia flag
Serbia
44.506 ATMs
85
Dominica flag
Dominica
43.522 ATMs
86
Republic of Moldova flag
Republic of Moldova
41.959 ATMs
87
Colombia flag
Colombia
41.777 ATMs
88
Grenada flag
Grenada
41.56 ATMs
89
Vanuatu flag
Vanuatu
40.958 ATMs
90
Trinidad and Tobago flag
Trinidad and Tobago
40.734 ATMs
91
Sweden flag
Sweden
40.557 ATMs
92
Belize flag
Belize
40.348 ATMs
93
Samoa flag
Samoa
40.009 ATMs
94
Barbados flag
Barbados
37.699 ATMs
95
Bolivia flag
Bolivia
37.391 ATMs
96
El Salvador flag
El Salvador
36.68 ATMs
97
Azerbaijan flag
Azerbaijan
36.473 ATMs
98
Dominican Republic flag
Dominican Republic
36.23 ATMs
99
Ecuador flag
Ecuador
35.949 ATMs
100
Eswatini flag
Eswatini
35.573 ATMs
101
Lebanon flag
Lebanon
35.542 ATMs
102
Albania flag
Albania
35.397 ATMs
103
Guatemala flag
Guatemala
35.26 ATMs
104
Oman flag
Oman
34.974 ATMs
105
Saint Vincent and the Grenadines flag
Saint Vincent and the Grenadines
34.309 ATMs
106
Finland flag
Finland
33.732 ATMs
107
Botswana flag
Botswana
32.424 ATMs
108
Jamaica flag
Jamaica
31.165 ATMs
109
Kyrgyzstan flag
Kyrgyzstan
30.006 ATMs
110
Bhutan flag
Bhutan
28.097 ATMs
111
Paraguay flag
Paraguay
27.36 ATMs
112
Morocco flag
Morocco
26.227 ATMs
113
Tunisia flag
Tunisia
26.196 ATMs
114
Bahrain flag
Bahrain
25.797 ATMs
115
Tonga flag
Tonga
25.326 ATMs
116
Maldives flag
Maldives
25.245 ATMs
117
Sao Tome and Principe flag
Sao Tome and Principe
24.929 ATMs
118
Philippines flag
Philippines
24.743 ATMs
119
State of Palestine flag
State of Palestine
24.464 ATMs
120
Vietnam flag
Vietnam
24.006 ATMs
121
Honduras flag
Honduras
23.352 ATMs
122
Jordan flag
Jordan
22.998 ATMs
123
Laos flag
Laos
22.637 ATMs
124
India flag
India
19.505 ATMs
125
Nicaragua flag
Nicaragua
18.679 ATMs
126
Angola flag
Angola
18.015 ATMs
127
Sri Lanka flag
Sri Lanka
17.2 ATMs
128
Guyana flag
Guyana
17.2 ATMs
129
Nigeria flag
Nigeria
15.453 ATMs
130
Tajikistan flag
Tajikistan
14.515 ATMs
131
Micronesia (Fed. States of) flag
Micronesia (Fed. States of)
13.937 ATMs
132
Egypt flag
Egypt
13.731 ATMs
133
Lesotho flag
Lesotho
13.346 ATMs
134
Cambodia flag
Cambodia
13.315 ATMs
135
Mozambique flag
Mozambique
10.931 ATMs
136
Zambia flag
Zambia
10.701 ATMs
137
Solomon Islands flag
Solomon Islands
10.679 ATMs
138
Uzbekistan flag
Uzbekistan
10.637 ATMs
139
Ghana flag
Ghana
10.328 ATMs
140
Mauritania flag
Mauritania
10.267 ATMs
141
Kenya flag
Kenya
9.952 ATMs
142
Nepal flag
Nepal
9.238 ATMs
143
Algeria flag
Algeria
8.328 ATMs
144
Pakistan flag
Pakistan
8.111 ATMs
145
Djibouti flag
Djibouti
7.874 ATMs
146
Bangladesh flag
Bangladesh
7.147 ATMs
147
Zimbabwe flag
Zimbabwe
7.022 ATMs
148
Congo flag
Congo
6.99 ATMs
149
Papua New Guinea flag
Papua New Guinea
6.758 ATMs
150
Marshall Islands flag
Marshall Islands
6.553 ATMs
151
Timor-Leste flag
Timor-Leste
6.543 ATMs
152
Côte d'Ivoire flag
Côte d'Ivoire
6.355 ATMs
153
Tanzania flag
Tanzania
6.137 ATMs
154
Equatorial Guinea flag
Equatorial Guinea
6.022 ATMs
155
Yemen flag
Yemen
5.81 ATMs
156
Rwanda flag
Rwanda
5.547 ATMs
157
Senegal flag
Senegal
5.267 ATMs
158
Comoros flag
Comoros
5.257 ATMs
159
Gambia flag
Gambia
5.256 ATMs
160
Malawi flag
Malawi
5.137 ATMs
161
Togo flag
Togo
5.082 ATMs
162
Sudan flag
Sudan
4.754 ATMs
163
Uganda flag
Uganda
4.731 ATMs
164
Burkina Faso flag
Burkina Faso
4.298 ATMs
165
Mali flag
Mali
4.074 ATMs
166
Cameroon flag
Cameroon
4.027 ATMs
167
Guinea-Bissau flag
Guinea-Bissau
3.974 ATMs
168
Libya flag
Libya
3.818 ATMs
169
Benin flag
Benin
3.452 ATMs
170
Madagascar flag
Madagascar
2.189 ATMs
171
Guinea flag
Guinea
2.158 ATMs
172
Myanmar flag
Myanmar
1.979 ATMs
173
Sierra Leone flag
Sierra Leone
1.979 ATMs
174
Liberia flag
Liberia
1.938 ATMs
175
Iraq flag
Iraq
1.795 ATMs
176
Niger flag
Niger
1.491 ATMs
177
Burundi flag
Burundi
1.35 ATMs
178
Haiti flag
Haiti
1.316 ATMs
179
Congo, Democratic Republic of the flag
Congo, Democratic Republic of the
1.227 ATMs
180
South Sudan flag
South Sudan
1.028 ATMs
181
Afghanistan flag
Afghanistan
1.001 ATMs
182
Chad flag
Chad
0.995 ATMs
183
Central African Republic flag
Central African Republic
0.89 ATMs

↑Top 10 Countries

  1. #1South Korea flagSouth Korea
  2. #2China, Macao SAR flagChina, Macao SAR
  3. #3Canada flagCanada
  4. #4San Marino flagSan Marino
  5. #5Austria flagAustria
  6. #6Portugal flagPortugal
  7. #7Russia flagRussia
  8. #8Belgium flagBelgium
  9. #9Australia flagAustralia
  10. #10United Kingdom flagUnited Kingdom

Analysis: These countries represent the highest values in this dataset, showcasing significant scale and impact on global statistics.

↓Bottom 10 Countries

  1. #183Central African Republic flagCentral African Republic
  2. #182Chad flagChad
  3. #181Afghanistan flagAfghanistan
  4. #180South Sudan flagSouth Sudan
  5. #179Congo, Democratic Republic of the flagCongo, Democratic Republic of the
  6. #178Haiti flagHaiti
  7. #177Burundi flagBurundi
  8. #176Niger flagNiger
  9. #175Iraq flagIraq
  10. #174Liberia flagLiberia

Context: These countries or territories have the lowest values, often due to geographic size, administrative status, or specific characteristics.

Insights by country

1

Myanmar

In 2015, Myanmar ranked #172 globally with 1.9787425 ATMs per 100,000 Adults. This figure is significantly lower than many neighboring countries, reflecting the ongoing challenges in financial infrastructure development. Contributing factors include a largely rural population with limited access to banking services and a historical lack of investment in the financial sector due to prolonged political isolation and economic sanctions.

2

Angola

In 2015, Angola ranked #126 globally with 18.014801 ATMs per 100,000 Adults. This figure is notably lower than the global average, indicating limited access to banking infrastructure compared to many countries. Contributing factors include Angola's ongoing economic challenges, a post-civil war recovery phase, and a significant rural population that often lacks access to financial services.

3

Belize

In 2015, Belize ranked #92 globally with 40.347816 ATMs per 100,000 Adults. This figure is relatively low compared to regional neighbors, reflecting a limited banking infrastructure in the country. Factors contributing to this statistic include Belize's small population and geographic challenges, which hinder the establishment of widespread ATM networks.

4

Colombia

In 2015, Colombia ranked #87 globally with 41.776577 ATMs per 100,000 Adults. This figure is below the regional average for Latin America, indicating limited access to banking services compared to some neighboring countries. Contributing factors include the country's ongoing economic challenges, urban-rural disparities, and efforts to increase financial inclusion through government initiatives.

5

Cabo Verde

Cabo Verde ranked #78 globally with 46.304543 ATMs per 100,000 Adults in 2015. This figure is below the global average, indicating a relatively limited access to automated banking services compared to more developed nations. The country's geographic isolation and smaller population contribute to a less extensive banking infrastructure, which can hinder the proliferation of ATMs. Additionally, Cabo Verde's economy, heavily reliant on tourism and remittances, may influence the distribution and availability of banking services.

6

Burundi

In 2015, Burundi ranked #177 globally with 1.3503422 ATMs per 100,000 Adults. This figure is significantly lower than the global average, reflecting the country's limited financial infrastructure compared to more developed nations.

The scarcity of ATMs is driven by Burundi's economic challenges, including a high poverty rate and a lack of investment in banking technology. Additionally, the country's geographic constraints and ongoing political instability further hinder the expansion of financial services.

7

Montenegro

In 2015, Montenegro ranked #35 globally with 75.92208 ATMs per 100,000 Adults. This figure is notably higher than the global average, indicating a relatively well-developed banking infrastructure for the region. The country's tourism-driven economy contributes to this density, as the influx of visitors necessitates accessible financial services. Additionally, Montenegro's ongoing efforts to enhance its financial sector and attract foreign investment have further supported the growth of ATM availability.

8

Ghana

In 2015, Ghana ranked #139 globally with 10.328106 ATMs per 100,000 Adults. This figure is notably lower than the global average, indicating limited access to automated banking services compared to more developed economies. Contributing factors include a developing financial infrastructure and a relatively low penetration of banking services in rural areas, which affects overall ATM availability.

9

Bahamas

In 2015, the Bahamas ranked #19 globally with 113.72514 ATMs per 100,000 Adults. This figure is significantly higher than the regional average for the Caribbean, reflecting the country's advanced financial infrastructure compared to many of its neighbors. The high number of ATMs can be attributed to the Bahamas' strong tourism sector, which drives demand for accessible banking services, and a relatively high GDP per capita that supports banking investments.

10

Belarus

In 2015, Belarus ranked #63 globally with 55.65278 ATMs per 100,000 Adults. This figure is notably lower than the European average, reflecting a less developed banking infrastructure compared to Western European nations. The relatively high number of ATMs can be attributed to the country's focus on enhancing financial accessibility and modernizing its banking system in response to economic challenges.

Analysis & Context

In 2015, South Korea led the world in financial access with the highest number of ATMs per 100,000 Adults at 275.82. This year, global values ranged from a low of 0.89 in the Central African Republic to South Korea’s high, reflecting significant disparities in financial inclusion. The global average was 49.21 ATMs, providing a benchmark for assessing the accessibility of banking services worldwide.

Economic Development and ATM Density

The presence of ATMs is often a reflection of a country's economic development. High-income countries typically have more extensive banking networks, facilitating greater access to financial services. For instance, Canada and Austria reported 222.12 and 183.66 ATMs per 100,000 adults, respectively. These figures align with their developed economies and advanced financial infrastructures.

Conversely, countries like the Central African Republic and Chad, with 0.89 and 0.99 ATMs per 100,000 adults respectively, illustrate the challenges faced by less developed economies in providing banking services. Factors such as limited infrastructure, lower investment in financial technology, and smaller banking sectors contribute to these low figures.

Urbanization and ATMs per 100,000 Adults

Urbanization plays a crucial role in the distribution of ATMs. Densely populated urban areas require more ATMs to meet the financial needs of residents. China, Macao SAR, with 232.43 ATMs, exemplifies this trend as a highly urbanized region with a robust banking network.

In contrast, countries with significant rural populations, such as Niger and Burundi, which have 1.49 and 1.35 ATMs respectively, often struggle with ATM accessibility. The costs associated with deploying ATMs in remote areas and the lower demand due to smaller populations can limit the expansion of ATM networks.

Policy Impacts on ATM Availability

Government policies can significantly influence the number of ATMs. Countries like Portugal and Russia, with 173.85 and 172.04 ATMs respectively, have benefited from proactive financial policies that encourage banking sector growth and technological advancement.

In contrast, regions experiencing political instability or economic sanctions may see a reduction in ATM availability. For instance, Ukraine, with a decrease of 7.77 ATMs, faces challenges due to ongoing geopolitical tensions, which have impacted its financial infrastructure.

Year-over-Year Changes and Trends

Between 2014 and 2015, the global average change in ATMs per 100,000 adults was 1.04, marking a 7.6% increase. Notably, Peru experienced the largest increase, adding 65.91 ATMs, a 117.2% surge, driven by economic growth and efforts to enhance financial inclusion.

Conversely, some countries saw declines. Israel experienced a significant decrease of 21.78 ATMs, a 17.6% drop, potentially reflecting shifts in banking strategies or a move towards digital banking solutions. Similarly, Costa Rica and Greece saw decreases of 18.46 and 17.32 ATMs respectively, possibly due to economic challenges and banking sector adjustments.

Overall, the data from 2015 highlights the complex interplay of economic development, urbanization, and policy on ATM availability. While some countries continue to expand their financial services infrastructure, others face hurdles that limit access to basic banking facilities.

Frequently Asked Questions About ATMs per 100,000 Adults in 2015

Which country had the highest number of ATMs per 100,000 adults in 2015?

South Korea had the highest number of ATMs per 100,000 adults in 2015, with 276 ATMs.

Which country had the lowest number of ATMs per 100,000 adults in 2015?

The Central African Republic had the lowest number of ATMs per 100,000 adults in 2015, with 0.89 ATMs.

What was the average number of ATMs per 100,000 adults across all countries in 2015?

The average number of ATMs per 100,000 adults across all countries in 2015 was 49.21 ATMs.

What was the median number of ATMs per 100,000 adults in 2015?

The median number of ATMs per 100,000 adults in 2015 was 40.35 ATMs.

Which countries were in the top 10 for ATMs per 100,000 adults in 2015?

The top 10 countries for ATMs per 100,000 adults in 2015 were South Korea, China (Macao SAR), Canada, San Marino, Austria, Portugal, Russia, Belgium, Australia, and the United Kingdom.

How many countries were included in the dataset for ATMs per 100,000 adults in 2015?

The dataset included 183 countries for ATMs per 100,000 adults in 2015.

Data Source

Automated teller machines (ATMs) | Financial Access Survey - IMF via Our World in Data

Data produced by Financial Access Survey - IMF, compiled and published by Our World in Data as "Automated teller machines (ATMs)".

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Historical Data by Year

Explore ATMs per 100,000 Adults data across different years. Compare trends and see how statistics have changed over time.