ATMs per 100,000 Adults 2011

ATMs per 100,000 adults measures access to banking services; higher values indicate better financial inclusion.

176 data points••Global Coverage•Automated teller machines (ATMs) | Financial Access Survey - IMF via Our World in Data•

Newer data is available: ATMs per 100,000 Adults by country 2024 →

Highest
South Korea
281.82 ATMs
Lowest
Ethiopia
0.31 ATMs
Median country
33.31 ATMs
Countries with data
176

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Complete Data Rankings

Rank
Actions
1
South Korea flag
South Korea
281.821 ATMs
2
Canada flag
Canada
207.665 ATMs
3
Portugal flag
Portugal
191.754 ATMs
4
Australia flag
Australia
170.399 ATMs
5
China, Macao SAR flag
China, Macao SAR
152.857 ATMs
6
Spain flag
Spain
147.345 ATMs
7
Japan flag
Japan
128.555 ATMs
8
United Kingdom flag
United Kingdom
123.706 ATMs
9
Israel flag
Israel
123.586 ATMs
10
Germany flag
Germany
121.229 ATMs
11
Brazil flag
Brazil
117.5 ATMs
12
Russia flag
Russia
117.24 ATMs
13
Austria flag
Austria
113.967 ATMs
14
Aruba flag
Aruba
109.992 ATMs
15
Croatia flag
Croatia
109.43 ATMs
16
France flag
France
109.292 ATMs
17
Luxembourg flag
Luxembourg
105.984 ATMs
18
Slovenia flag
Slovenia
104.843 ATMs
19
Italy flag
Italy
100.45 ATMs
20
Switzerland flag
Switzerland
99.093 ATMs
21
Bulgaria flag
Bulgaria
93.703 ATMs
22
Ireland flag
Ireland
88.619 ATMs
23
Estonia flag
Estonia
87.923 ATMs
24
Thailand flag
Thailand
86.172 ATMs
25
Saint Kitts and Nevis flag
Saint Kitts and Nevis
85.501 ATMs
26
Ukraine flag
Ukraine
83.061 ATMs
27
Brunei Darussalam flag
Brunei Darussalam
79.322 ATMs
28
New Zealand flag
New Zealand
76.629 ATMs
29
Iceland flag
Iceland
76.024 ATMs
30
Bahamas flag
Bahamas
75.639 ATMs
31
Antigua and Barbuda flag
Antigua and Barbuda
75.41 ATMs
32
Greece flag
Greece
74.433 ATMs
33
United Arab Emirates flag
United Arab Emirates
70.597 ATMs
34
Latvia flag
Latvia
68.331 ATMs
35
Cyprus flag
Cyprus
67.788 ATMs
36
Montenegro flag
Montenegro
66.076 ATMs
37
Romania flag
Romania
64.854 ATMs
38
Saudi Arabia flag
Saudi Arabia
64.142 ATMs
39
Kazakhstan flag
Kazakhstan
63.983 ATMs
40
Chile flag
Chile
63.723 ATMs
41
Qatar flag
Qatar
61.522 ATMs
42
Denmark flag
Denmark
61.028 ATMs
43
Singapore flag
Singapore
59.694 ATMs
44
Turkey flag
Turkey
58.7 ATMs
45
Hungary flag
Hungary
57.598 ATMs
46
Netherlands flag
Netherlands
56.589 ATMs
47
North Macedonia flag
North Macedonia
55.852 ATMs
48
South Africa flag
South Africa
55.806 ATMs
49
Malta flag
Malta
55.331 ATMs
50
Malaysia flag
Malaysia
55.214 ATMs
51
Norway flag
Norway
54.436 ATMs
52
Poland flag
Poland
53.863 ATMs
53
Slovakia flag
Slovakia
52.677 ATMs
54
Costa Rica flag
Costa Rica
52.384 ATMs
55
Georgia flag
Georgia
51.309 ATMs
56
Northern Mariana Islands flag
Northern Mariana Islands
51.248 ATMs
57
Namibia flag
Namibia
50.993 ATMs
58
Kuwait flag
Kuwait
50.974 ATMs
59
Lithuania flag
Lithuania
50.602 ATMs
60
China, Hong Kong SAR flag
China, Hong Kong SAR
49.725 ATMs
61
Dominica flag
Dominica
48.947 ATMs
62
Saint Lucia flag
Saint Lucia
47.173 ATMs
63
Serbia flag
Serbia
45.665 ATMs
64
Seychelles flag
Seychelles
45.557 ATMs
65
Sweden flag
Sweden
45.285 ATMs
66
Mexico flag
Mexico
45.225 ATMs
67
Panama flag
Panama
45.144 ATMs
68
Grenada flag
Grenada
44.384 ATMs
69
Czech Republic flag
Czech Republic
43.895 ATMs
70
Mauritius flag
Mauritius
43.022 ATMs
71
Cabo Verde flag
Cabo Verde
42.956 ATMs
72
Oman flag
Oman
42.339 ATMs
73
Palau flag
Palau
41.797 ATMs
74
Venezuela flag
Venezuela
41.48 ATMs
75
Armenia flag
Armenia
41.322 ATMs
76
Belarus flag
Belarus
41.246 ATMs
77
Uruguay flag
Uruguay
40.084 ATMs
78
Belize flag
Belize
38.858 ATMs
79
Bosnia and Herzegovina flag
Bosnia and Herzegovina
37.977 ATMs
80
Finland flag
Finland
36.467 ATMs
81
Republic of Moldova flag
Republic of Moldova
35.996 ATMs
82
Suriname flag
Suriname
35.979 ATMs
83
Trinidad and Tobago flag
Trinidad and Tobago
35.917 ATMs
84
Fiji flag
Fiji
35.282 ATMs
85
Lebanon flag
Lebanon
35.229 ATMs
86
Albania flag
Albania
35.042 ATMs
87
Iran flag
Iran
34.316 ATMs
88
Barbados flag
Barbados
33.514 ATMs
89
Argentina flag
Argentina
33.111 ATMs
90
Colombia flag
Colombia
32.895 ATMs
91
Mongolia flag
Mongolia
31.609 ATMs
92
Peru flag
Peru
31.337 ATMs
93
China flag
China
30.391 ATMs
94
El Salvador flag
El Salvador
29.995 ATMs
95
Dominican Republic flag
Dominican Republic
29.986 ATMs
96
Azerbaijan flag
Azerbaijan
29.86 ATMs
97
Vanuatu flag
Vanuatu
28.554 ATMs
98
Botswana flag
Botswana
26.827 ATMs
99
Jamaica flag
Jamaica
26.791 ATMs
100
Tonga flag
Tonga
26.724 ATMs
101
Samoa flag
Samoa
26.682 ATMs
102
Guatemala flag
Guatemala
26.524 ATMs
103
Ecuador flag
Ecuador
26.185 ATMs
104
Saint Vincent and the Grenadines flag
Saint Vincent and the Grenadines
25.68 ATMs
105
Jordan flag
Jordan
24.815 ATMs
106
Bolivia flag
Bolivia
23.873 ATMs
107
Eswatini flag
Eswatini
23.508 ATMs
108
Morocco flag
Morocco
21.492 ATMs
109
Honduras flag
Honduras
21.411 ATMs
110
Tunisia flag
Tunisia
21.086 ATMs
111
Paraguay flag
Paraguay
20.425 ATMs
112
Vietnam flag
Vietnam
19.913 ATMs
113
Sao Tome and Principe flag
Sao Tome and Principe
17.637 ATMs
114
State of Palestine flag
State of Palestine
17.514 ATMs
115
Philippines flag
Philippines
16.752 ATMs
116
Maldives flag
Maldives
16.74 ATMs
117
Indonesia flag
Indonesia
15.982 ATMs
118
Guyana flag
Guyana
15.276 ATMs
119
Sri Lanka flag
Sri Lanka
15.05 ATMs
120
Bhutan flag
Bhutan
14.259 ATMs
121
Angola flag
Angola
12.263 ATMs
122
Kyrgyzstan flag
Kyrgyzstan
11.918 ATMs
123
Nigeria flag
Nigeria
11.413 ATMs
124
Solomon Islands flag
Solomon Islands
11.006 ATMs
125
Laos flag
Laos
10.674 ATMs
126
Kiribati flag
Kiribati
9.942 ATMs
127
Nicaragua flag
Nicaragua
9.809 ATMs
128
Gabon flag
Gabon
9.642 ATMs
129
Egypt flag
Egypt
9.288 ATMs
130
Kenya flag
Kenya
9.116 ATMs
131
India flag
India
8.803 ATMs
132
Micronesia (Fed. States of) flag
Micronesia (Fed. States of)
8.627 ATMs
133
Bahrain flag
Bahrain
8.618 ATMs
134
Lesotho flag
Lesotho
8.056 ATMs
135
Syrian Arab Republic flag
Syrian Arab Republic
7.578 ATMs
136
Comoros flag
Comoros
7.361 ATMs
137
Nepal flag
Nepal
7.181 ATMs
138
Tajikistan flag
Tajikistan
7.071 ATMs
139
Zambia flag
Zambia
6.694 ATMs
140
Mozambique flag
Mozambique
6.659 ATMs
141
Marshall Islands flag
Marshall Islands
6.393 ATMs
142
Papua New Guinea flag
Papua New Guinea
6.265 ATMs
143
Algeria flag
Algeria
6.064 ATMs
144
Cambodia flag
Cambodia
5.941 ATMs
145
Tanzania flag
Tanzania
4.757 ATMs
146
Mauritania flag
Mauritania
4.581 ATMs
147
Pakistan flag
Pakistan
4.373 ATMs
148
Equatorial Guinea flag
Equatorial Guinea
4.305 ATMs
149
Zimbabwe flag
Zimbabwe
4.3 ATMs
150
Ghana flag
Ghana
4.11 ATMs
151
Uganda flag
Uganda
3.92 ATMs
152
Malawi flag
Malawi
3.848 ATMs
153
Sudan flag
Sudan
3.722 ATMs
154
Bangladesh flag
Bangladesh
3.722 ATMs
155
Gambia flag
Gambia
3.618 ATMs
156
Libya flag
Libya
3.526 ATMs
157
Yemen flag
Yemen
3.358 ATMs
158
Mali flag
Mali
3.032 ATMs
159
Djibouti flag
Djibouti
2.962 ATMs
160
Timor-Leste flag
Timor-Leste
2.76 ATMs
161
Rwanda flag
Rwanda
2.731 ATMs
162
Cameroon flag
Cameroon
2.421 ATMs
163
Iraq flag
Iraq
2.069 ATMs
164
Madagascar flag
Madagascar
1.501 ATMs
165
Guinea-Bissau flag
Guinea-Bissau
1.419 ATMs
166
Liberia flag
Liberia
1.364 ATMs
167
Congo flag
Congo
1.243 ATMs
168
Central African Republic flag
Central African Republic
0.979 ATMs
169
Guinea flag
Guinea
0.959 ATMs
170
Afghanistan flag
Afghanistan
0.666 ATMs
171
Burundi flag
Burundi
0.66 ATMs
172
South Sudan flag
South Sudan
0.588 ATMs
173
Chad flag
Chad
0.459 ATMs
174
Congo, Democratic Republic of the flag
Congo, Democratic Republic of the
0.457 ATMs
175
Sierra Leone flag
Sierra Leone
0.385 ATMs
176
Ethiopia flag
Ethiopia
0.313 ATMs

↑Top 10 Countries

  1. #1South Korea flagSouth Korea
  2. #2Canada flagCanada
  3. #3Portugal flagPortugal
  4. #4Australia flagAustralia
  5. #5China, Macao SAR flagChina, Macao SAR
  6. #6Spain flagSpain
  7. #7Japan flagJapan
  8. #8United Kingdom flagUnited Kingdom
  9. #9Israel flagIsrael
  10. #10Germany flagGermany

Analysis: These countries represent the highest values in this dataset, showcasing significant scale and impact on global statistics.

↓Bottom 10 Countries

  1. #176Ethiopia flagEthiopia
  2. #175Sierra Leone flagSierra Leone
  3. #174Congo, Democratic Republic of the flagCongo, Democratic Republic of the
  4. #173Chad flagChad
  5. #172South Sudan flagSouth Sudan
  6. #171Burundi flagBurundi
  7. #170Afghanistan flagAfghanistan
  8. #169Guinea flagGuinea
  9. #168Central African Republic flagCentral African Republic
  10. #167Congo flagCongo

Context: These countries or territories have the lowest values, often due to geographic size, administrative status, or specific characteristics.

Insights by country

1

Bolivia

In 2011, Bolivia ranked #106 globally with 23.873064 ATMs per 100,000 Adults. This figure is notably lower than the global average, reflecting limited access to banking infrastructure compared to more developed nations. Contributing factors include Bolivia's diverse geography, which poses challenges for financial institutions to expand their services, as well as a significant portion of the population being unbanked or underbanked, limiting ATM utilization.

2

Costa Rica

Costa Rica ranked #54 globally with 52.3836 ATMs per 100,000 Adults in 2011. This figure is relatively high compared to other Central American nations, indicating a stronger banking infrastructure in the region. The country's emphasis on tourism and a stable economy has driven investment in financial services, facilitating greater access to ATMs. Additionally, Costa Rica's relatively high literacy rate supports the effective use of banking technology among its adult population.

3

Dominican Republic

The Dominican Republic ranked #95 globally with 29.98617 ATMs per 100,000 Adults in 2011. This figure is below the regional average for Latin America and the Caribbean, indicating a relatively lower accessibility to automated banking services compared to more developed nations. Contributing factors include the country's economic structure, which relies heavily on tourism and agriculture, and a developing financial infrastructure that has not yet fully expanded to meet the needs of its growing population.

4

Honduras

In 2011, Honduras ranked #109 globally with 21.411196 ATMs per 100,000 Adults. This figure is significantly lower than the global average, highlighting the limited access to banking services in the country. Contributing factors include a developing economy, high levels of poverty, and a lack of infrastructure investment, which hinder the expansion of financial services.

5

Djibouti

In 2011, Djibouti ranked #159 globally with 2.96229 ATMs per 100,000 Adults. This figure is significantly lower than many countries in the region, reflecting the challenges in financial infrastructure development. Key factors contributing to this low ATM density include Djibouti's small population and its economy, which is heavily reliant on port services and trade rather than a diversified banking sector.

6

Albania

In 2011, Albania ranked #86 globally with 35.04202 ATMs per 100,000 Adults. This figure is lower than the European average, indicating limited access to banking infrastructure compared to more developed nations. Contributing factors include Albania's transitional economy and the relatively recent establishment of a market-oriented banking system, which has yet to fully expand its reach across the country.

7

Congo

Congo ranked #167 globally with 1.2425315 ATMs per 100,000 Adults in 2011. This figure is significantly lower than the global average, reflecting limited access to banking infrastructure compared to more developed nations.

The low number of ATMs can be attributed to ongoing economic challenges, including a lack of investment in financial services and infrastructure, as well as a predominantly rural population that limits the demand for such facilities. Additionally, political instability has hindered the development of a robust banking sector, further impacting ATM availability.

8

Fiji

In 2011, Fiji ranked #84 globally with 35.281536 ATMs per 100,000 Adults. This figure is below the global average, indicating a limited access to automated banking services compared to many other nations. The relatively low number of ATMs can be attributed to Fiji's small population and geographic dispersion across islands, which presents logistical challenges for banking infrastructure development.

9

Sri Lanka

Sri Lanka ranked #119 globally with 15.05 ATMs per 100,000 Adults in 2011. This figure is notably lower than the global average, reflecting challenges in financial infrastructure compared to more developed nations. Key drivers include Sri Lanka's developing economy and limited urbanization, which affect access to banking services, particularly in rural areas.

10

Guatemala

In 2011, Guatemala ranked #102 globally with 26.523935 ATMs per 100,000 Adults. This figure is notably lower than the global average, reflecting limited access to banking infrastructure compared to more developed countries. Contributing factors include the country's economic challenges, a significant rural population with limited access to financial services, and a banking sector that has historically focused on urban areas.

Analysis & Context

In 2011, South Korea led the world in banking access with the highest number of ATMs per 100,000 Adults, reaching 281.82. The global range for this metric varied widely from a minimum of 0.31 to a maximum of 281.82. The global average stood at 42.83 ATMs per 100,000 adults, indicating significant disparities in financial inclusion across different regions.

Economic Development and ATM Density

The distribution of ATMs per 100,000 Adults in 2011 reflects broader economic development trends. Countries with advanced economies, such as South Korea and Canada (207.67), demonstrate significantly higher ATM densities. This is often due to robust banking infrastructures and widespread demand for financial services. Conversely, nations with developing economies, such as Ethiopia (0.31) and Sierra Leone (0.38), show much lower figures, highlighting challenges in financial accessibility and infrastructure development.

In the case of Portugal (191.75) and Australia (170.40), high ATM density can be attributed to a combination of well-developed banking sectors and policies that promote financial inclusion. These countries have invested significantly in expanding their banking networks to ensure accessibility for all citizens.

Urbanization and Financial Access

Urbanization plays a crucial role in the availability of ATMs. Highly urbanized countries like Japan (128.55) and the United Kingdom (123.71) tend to have greater ATM coverage. This is because urban centers often demand more banking facilities to cater to dense populations and higher economic activity.

In contrast, countries with lower urbanization levels, such as Chad (0.46) and Burundi (0.66), struggle with ATM distribution. The sparse population distribution and limited infrastructure investment in rural areas contribute to these low numbers.

Policy Impact on ATM Growth

Policy decisions significantly affect ATM availability. For instance, South Korea's leading position is partly due to government initiatives promoting digital banking and financial inclusion. Similarly, China, Macao SAR (152.86) has seen an increase in ATM numbers, reflecting efforts to modernize financial services and enhance accessibility.

On the other hand, countries like the Democratic Republic of the Congo (0.46) and South Sudan (0.59) face political and economic instability, hindering the development of banking infrastructure and reducing ATM deployment.

Year-over-Year Changes: Trends and Anomalies

The year-over-year changes in ATM density reveal interesting trends. Russia experienced the most significant increase, with an addition of 21.38 ATMs per 100,000 adults, reflecting a 22.3% growth. This surge can be attributed to economic growth and increased investment in banking infrastructure. Similarly, Dominica saw a 51.7% rise, indicating substantial efforts to enhance financial services access.

Conversely, Ecuador faced the largest decrease, with a reduction of 18.48 ATMs per 100,000 adults, a 41.4% decline. This drop may be linked to economic challenges or shifts in banking policies that reduced ATM deployment. Other countries like Canada and Lithuania also saw decreases of 10.75 and 9.02 respectively, possibly due to consolidation in the banking sector or a shift towards digital banking solutions.

The analysis of ATMs per 100,000 Adults in 2011 underscores the complex interplay between economic development, urbanization, and policy decisions in shaping financial accessibility. While some countries have successfully expanded their ATM networks, others continue to face significant barriers, reflecting broader challenges in achieving financial inclusion worldwide.

Frequently Asked Questions About ATMs per 100,000 Adults in 2011

Which country had the highest number of ATMs per 100,000 adults in 2011?

South Korea had the highest number of ATMs per 100,000 adults in 2011, with 282 ATMs.

Which country had the lowest number of ATMs per 100,000 adults in 2011?

Ethiopia had the lowest number of ATMs per 100,000 adults in 2011, with 0.31 ATMs.

What was the average number of ATMs per 100,000 adults across all countries in 2011?

The average number of ATMs per 100,000 adults across all countries in 2011 was 42.83 ATMs.

What was the median number of ATMs per 100,000 adults in 2011?

The median number of ATMs per 100,000 adults in 2011 was 33.31 ATMs.

Which countries were in the top 10 for ATMs per 100,000 adults in 2011?

The top 10 countries for ATMs per 100,000 adults in 2011 were South Korea, Canada, Portugal, Australia, China (Macao SAR), Spain, Japan, United Kingdom, Israel, and Germany.

How many countries were included in the dataset for ATMs per 100,000 adults in 2011?

The dataset for ATMs per 100,000 adults in 2011 included 176 countries.

Data Source

Automated teller machines (ATMs) | Financial Access Survey - IMF via Our World in Data

Data produced by Financial Access Survey - IMF, compiled and published by Our World in Data as "Automated teller machines (ATMs)".

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Historical Data by Year

Explore ATMs per 100,000 Adults data across different years. Compare trends and see how statistics have changed over time.