United States Bank Account Ownership Rate 2024: 97.02 %

United States's bank account ownership rate in 2024 is 97.02 %, up 2.2% from 2021. It ranks #25 of 139 countries.

Bank account ownership rate indicates financial inclusion levels among adults globally, highlighting economic access.

Source (2024): Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) | Data

Historical Trend

Bank Account Ownership Rate over time

Year-by-Year Data
YearValueChange% ChangeActions
202497.02 %+2.07 %+2.18%
202194.95 %+1.83 %+1.97%
201793.12 %0.46 %-0.49%
201493.58 %+5.63 %+6.40%
201187.96 %——

Frequently Asked Questions About United States Bank Account Ownership Rate

What is United States's bank account ownership rate in 2024?▾

United States's bank account ownership rate is 97.02 % in 2024, according to Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) | Data.

Is United States's bank account ownership rate increasing or decreasing?▾

United States's bank account ownership rate rose by 2.2% from 2021 (94.95 %) to 2024 (97.02 %). Over the past decade (2014–2024) it rose by 3.7%.

How does United States rank for bank account ownership rate?▾

In 2024, United States has the 25th highest bank account ownership rate out of 139 countries with data.

What was United States's bank account ownership rate in 2011?▾

In 2011, United States's bank account ownership rate was 87.96 %. By 2024 it rose by 10.3%.

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